Commercial Insurance in Saskatoon, SK
Small Business Insurance
All businesses take some risks, but taking too many risks or failing to protect your self does not make good business sense. Could your business survive if one of the partners dies or becomes disabled? Would you have sufficient cash on hand to deal with any business emergency that could arise? In many cases, the answers to these questions about risk is no.
Your business may have many assets: vehicles, an office, equipment, inventory, an indispensable employee or partner and, most importantly, yourself. With Life Line Insurance, we protect your business from potential risks. Why take a chance and go through all that stress when you can have affordable insurance that will take care of all of your businesses needs?
Commercial Insurance Service
Business owners are exposed to a wide variety of risks and need to ensure they’ve obtained the most comprehensive protection possible. Having the right commercial insurance policy does more than just offer peace of mind. It’s an essential part of your company’s strategy to stay competitive and protect yourself, your employees and your assets from financial ruin.
Life Line offers a wide range of Commercial Insurance Services including:
- Business Property and Liability Coverage’s
- Professional Liability and Errors and Omissions Insurance
- Sporting Events, Fairs, Rodeos and Stampedes
- Group Insurance
- Buy-Sell Partnership Agreements
- Key Man Life Insurance
- Tools on the job site and in vehicles
- Contractor’s equipment, including rented
- The responsibility for material left on the job site and while waiting for installation
- Their liability for work performed and for providing a safe work site for the public
One of the biggest barriers in becoming an Independent Contractor is the liability issue. Insurance is a wise and necessary expense that most small-sized businesses should consider purchasing. Insurance protects you, as an independent contractor, your business, and your personal assets in the event that things don’t go as planned. Contractors have unique needs that are met with a comprehensive Contractors policy. These include but are not limited to:
Health and Dental Insurance
Life Line Insurance of Saskatoon offers extended health and dental insurance, which is available either through one of the many association plans we carry, or through placement with a major health and dental carrier on an individual basis. Our Extended Health and Dental insurance is an affordable form of protection that helps cover the costs of health and dental services and supplies not paid for under provincial plans. Our insurance will give your members everyday access to needed health and dental insurance because we all know how going to the dentist for a checkup can be very expensive if you are not covered under any type of plan. We know that if you or a family member becomes sick, you want to have the peace of mind that you can afford to provide the necessary health care.
Sudden illness and serious accidents can result in the loss of income, which is crucial to most people and their families. Disability insurance provides protection against this by paying a monthly benefit when you are unable to work. Both personal and business disability insurance solutions are available that offer flexibility and features to help bridge the gap between income and expenses during a disability. If you are a professional trades person or a home-based business we can help you with your income replacement needs. We offer you a choice of start dates, benefit periods, and additional riders to your disability insurance. We will also help you structure your plan to maximize the tax implications to yourself and your business.